STL Financial > About STL Financial

Chris Jones

Chris Jones has over 30 years of experience in the financial services industry. As a trusted advisor, mentor & business coach; he listens, educates and shares his knowledge to help empower his clients to make financial decisions with confidence so that they can achieve intentional living. Chris is a passionate, dynamic speaker who has an innate ability to connect with people. As President of the company, Chris chose the name "STL Financial" as he was born and raised in St. Louis and proudly represents the community.

Chris received his Bachelor of Science in Business Administration degree in Finance from the University of Missouri, and he entered the financial services industry because he loved the idea of being able to help people create their future realities. He is a member of the Financial Planning Association and holds a Series 6, 7, 24, 26, 63 and 66 securities licenses as well as his Missouri Life and Health Insurance license.

Chris currently resides in the historic Benton Park neighborhood of St. Louis City with his wife, Jamie, and their beloved adopted Greyhound, Scotty. Their daughter, Kiersten, is a graduate of LSU. Chris followed in his grandfather's footsteps and became a Freemason in 2005. He devotes much of his time within this fraternity serving his brothers and community as the District Deputy Grand Master. In addition to being a Freemason, he is also a member of the Moolah Shriners and the Scottish Rite.

In his spare time, Chris enjoys spending time with friends and family, travelling with his wife, riding motorcycles, and being a patron of the local restaurants and bars in St. Louis.

Ed Lulkowski

Ed Lulkowsi is the Managing Partner of Wealth Protection Advisors, a partner firm of STL FInancial. He has worked in the insurance and investment arena for over 40 years. Being an independent advisor calls for full due diligence to always work in the best interest of our clients. This practice specializes in Asset Protection as it relates to leveraging in the event of future health care expenses. Ed has co-authored a book entitled “Tax Free Money for Long Term Care”. He is also a certified presenter for the Dementia Society of America. In addition, he has built an extensive network of Eldercare Attorneys and CPA’s to handle the full spectrum of our clients planning needs. In his private time, Ed enjoys Cardinal baseball and spending time with family and close friends.

Darrell Grant

Darrell is Vice President of Operations for STL Financial. Over more than 15 years in financial services, Darrell Grant has worked both directly with clients as an advisor and behind the scenes as an operations professional. This perspective helps him understand how each part of the business affects the client experience, allowing him to identify obstacles, improve processes, and build stronger relationships. He is passionate about the client experience and about understanding how each step of the journey makes clients feel. He believes that a meaningful experience extends far beyond a product or service; it is built on trust, compassion, and connection.

Darrell received his Bachelor of Science in Education degree in English from Missouri State University, where he was active in Residence Life and Student Affairs organizations. He later served the university in its Student Affairs division before moving to St. Louis and gaining extensive consultative sales experience. After completing his MBA at Fontbonne University, he was ready for a new challenge and entered the financial services industry at the recommendation of his uncle, who recognized that Darrell’s passion for people and appreciation of process would be valuable assets. He currently holds his Missouri Life and Health Insurance license and is actively studying for his Series 6, 63, and 7 securities licenses.

Darrell resides in Cottleville with his husband, Thomas. Together, they are passionate supporters of local organizations focused on arts and culture, believing that art helps us deepen our understanding of humanity and the world around us.

Darrell and Thomas have visited every state in the country and are now exploring the world, with a particular interest in natural locations, libraries, museums, and sacred places. They prioritize meaningful experiences and physically challenging adventures as they work toward visiting all seven continents. Together, they believe in setting goals and living with intention, joy, and compassion.

Betty Williams

Betty Williams is a Senior Client Services Specialist for Wealth Protection Advisors. She has over 25 years’ experience in the Client Services area. She is committed to helping the clients achieve their goals.

Betty currently resides in Wentzville, MO with her husband and two dogs. She has two daughters and enjoys spending time with family and friends and the outdoors.